Air Force Federal Credit Union was built from the ground up by Airmen volunteers and chartered in 1952. AFFCU offers its members a wide variety of products and services including checking and savings accounts, IRAs, business services, credit cards, auto loans, personal loans, mortgages, online banking and much more! Furthermore, it is important to note that the inclusion of a financial company or professional on Wallet Hub does not necessarily indicate their involvement with the site or control over the information that we display. Air Force Federal Credit Union. Learn more about Birdeye, SMS Marketing: How to collect phone numbers for opt-in, The End of Anonymous Google Reviews and the Rise of the Trust Economy. See what employees say about what it's like to work at Air Force Federal Credit Union. AFFCU employees support our Mission by offering extraordinary products and providing exceptional service. Awesome customer service!!! Uncover why Air Force Federal Credit Union is the best company for you. I am still awaiting my title from this institution as well and they say that IFS is handling that. Military affiliation is not required to join. Headquartered in San Antonio, TX, it has assets in the amount of $359,624,886. Air Force Federal Credit Union recently increased its 1-year and 2-year CD rates. Now it has affected my credit score. Line of credit Great! Although they denied you it probably saved you major pain. I also took advantage of the free checking accounts offered by the credit union and in later years got a car loan. You can check the profile page of each professional or company to determine whether they are a paying advertiser (indicated by the word "sponsored"). 2. It not only puts vulnerable consumers at risk but they are damaging their own loan portfolio since if you have a total loss both consumer and the bank are out of the difference! Be sure to check out our Platinum Credit Card. IFS does not accept direct payments so to get out from under this nightmare I refinanced again. See what employees say about what it's like to work at Air Force Federal Credit Union. They need to disclose their fees and the fact you cannot add an external account making a payment difficult. One bright spot is courteous customer service representatives other than that I would not recommend this to anyone needing a refinance! Air Force Federal Credit Union Credit Cards, Air Force Federal Credit Union Personal Loans, Get unlimited free credit scores & reports. Fees are ludicrous and there APR is extremely high. I am so thankful they took into account that my VISA card with another credit union (secured with $2,000) is paid in full before my due date, as well as my unsecured Discover Card, and my unsecured Capitol One MasterCard. Air Force Federal Credit Union (AFFCU) is a not-for-profit Credit Union. $200 in interest for 30 days a $400 funding fee from their partner IFS. Yes, once you become a member you can apply for a Visa card (https://www.airforcefcu.com/personal-accounts/credit-cards/platinum-credit-card). The Air Force Federal Credit Union Platinum credit card a very mediocre travel card. The credit union has assets totaling $516.92 Million and provides banking services to more than 51,000 members. members in the armed forces. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. I've never found it so difficult for a creditor to accept a payment. Install. Charges 11 dollars to pay your payment. AFFCU is a not-for-profit financial organization owned entirely by its members and operated for the benefit of all who belong. As soon as I can get my credit score back up, I will be refinancing with a real bank. You have to pay by debit card and there is a $15 fee, furthermore when I attempted to refinance out of this auto loan they (AFFCU) took a $2515.00 payment from me with my permission and I … Does becoming a member of Air Force Federal Credit Union give you access to their Mastercard and Visa cards. 4. on issues like this, especially regarding my money, but it looks like I've learned a hard lesson. Membership : The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves the military, i.e. 1. In fact, it exists to serve its members - their success is AFFCU's success! Where can I go to make a payment in person for ZIP code 33594, Valrico, FL? Appalled!!!! Worst ever. I thought my payment went down, so I made another payment the following month for the same amount. I have never had a problem with AFFCU. The Jumbo 1-year CD now has a 1.00% APY, and the Jumbo 2-year CD has a 1.10% APY. Their APR is almost %10 which is ludicrous. However, their five-year and seven-year certificates are not available unless you deposit at least $2,500. Dominate search results. So you already use two direct deposit accounts you will have to drop one to make sure you put money in their account to pay your loan. ... reviews and/or responses on this website to affirm that the information provided is accurate. At the time when I was newly enlisted with little credit history, it was the only place that would approve a personal loan for me and at a very reasonable rate. Get more reviews from your customers with Birdeye. Please download one of these up-to-date, free and excellent browsers: Oops. Keep in mind the money has been in their pockets every single time. And typically, yes, in order to be eligible, you must be a member or former member of the military or a civilian working for the Department of Defense. Its 40,705 members are served from 7 locations. Add to Wishlist. Expensive mistake will close all accounts and never trust this credit union again! fees charged on my debit card ($15 plus $75 a cash advance fee) from my bank for making a payment on this loan! Salaries, reviews and more - all posted by employees working at Air Force Federal Credit Union. This credit union picked up My loan from IFS and that is where the issues began. Air Force Federal Credit Union Membership Benefits. I'm usually pretty good about Q.C. Search for other Banks in Lackland A F B on The Real Yellow Pages®. DON'T DO IT!!! I thought my payment went down, so I made another payment the following month for the same amount. They don't offer GAP and don't care. With a name like that, you'd think they were cutting edge & reputable. This ended up being a short payment. I don't understand how this can be legal it's definitely not ethical. You sacrificed a perfectly good financial relationship over $20. Get your loan some place else, just not having to deal with their stone age website and payment systems will make paying a bit extra per month worth it! Find the right Air Force FCU for you or add your own Air Force FCU review. And we make it our job to do business the way members want - online, in person or over the phone - with service that's friendly, trustworthy and always in your best interest. However, there are other factors which may help you qualify, which you can find here: https://www.airforcefcu.com/resources/join-now/membership-eligibility. Had to refinance again. (I don't even have paper checks - haven't written one in years.) In addition, this information does not originate from us and thus, we do not guarantee its accuracy. 70. Tried talking to them and all they would say is oh well the lady you made the arrangement with isn't here anymore so we aren't honoring that arrangement. Instead of applying that to my principal, they applied it to the next months payment. The credit union serves service members from all branches of the military, Department of Defense, National Guard and their families. Air Force Federal Credit Union has been open since 1952. Deposits in Air Force Federal Credit Union are insured by NCUA. Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. Compare pay for popular roles and read about the team’s work-life balance. The credit union has assets totaling $516.92 Million and provides banking services to more than 51,000 members. Air Force Federal Credit Union is a not-for-profit financial cooperative owned enti, This profile is powered by Birdeye. They did not inform me this would be considered an OTC cash advance. The Air Force Federal Credit Union Share Certificates range in terms from six months to seven years. I was charged $400 to obtain this auto refinance. Air Force federal credit union will not allow external accounts to be added to their web site. I have had 3 auto loans and 1 personal loan with AFFCU. But if you apply for a checking or savings account, there will not be. It’s unbelievable hard to get ahold of someone & even then, they barely help you. If you've been in the market looking for the perfect credit union and you are located in Texas then read on to take advantage of this credit union. Owners who claim this profile can update information, boost SEO, and more. Regardless of advertiser status, none of the listings, reviews, or other information on Wallet Hub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. Instead of contacting me to get it figured out, they waited until day 31 and hit me with a late payment on my credit report and nobody would help. I really hope you turn insolvent one day. This is the best credit union that I have ever done business with. Air Force federal credit union and IFS should not be allowed to take advantage of consumers in this way. Access your online banking needs anytime, anywhere! Air Force FCU serves the diverse needs of members worldwide with a full array of financial services and the strength of more than $364 million in assets. A free inside look at company reviews and salaries posted anonymously by employees. I highly recommend this Credit Union and I will continue to do business with them. It's one bump after another, with these people. Awesome staff and easy process when applying for a loan. Air Force Federal Credit Union (AFFCU) is a not-for-profit Credit Union. I WILL leave this organization ASAP. Grow your business. I paid them all but they stated I was 90 days past due and out my truck for repossession and have reported me 90 days past due on three months to the credit bureau. Credit Cards. The credit union staff were always friendly and ready to answer any question I had about their services. This ended up being a short payment. If you want control of your money, meaning pay your payment when you know you have money, usually after you get paid from work, they will charge you an additional 3.00 for a statement that everyone else on the planet provides for free. Loans. I cannot believe that I refinanced my car with Air Force Credit Union from Capital One. AFCU declined me. I would go with anyone other than this credit union. Shame on you. 5. Do you have to be in the military to get a refinance loan from Air Force Federal Credit Union? 1560 Cable Ranch Rd #200, #200, San Antonio, TX 78245, Specialties +2 users submitted a rating without writing a full review. The earnings are paid back to members in the form of lower loan rates and higher savings/certificate rates. AFFCU, A Federal Credit Union membership allows you to take advantage of friendly, full-service financial convenience that lasts a lifetime - whether you change jobs, move away or retire. You sacrificed a perfectly good financial relationship over $20. Everyone. Air Force federal credit union will not allow external accounts to be added to their web site. Be Warned - You Will Regret Doing Business with them. The good thing is eventually that will fall off my credit report, but I will never forget how I was treated by AFFCU. Your web browser (Internet Explorer) is out of date and no longer supported. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. I made an over payment on my car loan. It’s a flexible line of credit, where you’ll only pay interest on what you spend. Salaries, reviews and more - all posted by employees working at Air Force Federal Credit Union. I opted to secure a new visa card with a $1500 security deposit. So, to the loan officer who declined my application, I will be closing my savings and checking account with you at the end of this month, and I will say, good luck to you. Set up their silly bank account information so I could transfer money into their bank to make my payment and when I paid the payment they stated I didn't pay it right and that just went towards principal and my truck is up for repossession again! The first red flag was when I received the prehistoric "payment slips" in the mail, after which I could not find anywhere on the website to make a payment, which meant I'd have to use them. Membership : The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves the military, i.e. This organization is rude,inconsiderate and non accountable for communications received. Now it has affected my credit score. Several hundred dollar mistake here so I understand. Air Force Federal Credit Union Reviews About Air Force Federal Credit Union. It’s fast, secure and free. 5 customer reviews of Air Force Federal Credit Union. Where to begin with this nightmare? Air Force Federal Credit Union does not offer Mastercard credit cards. Air Force Federal Credit Union - Read unbiased reviews of Air Force Federal Credit Union. I have had PERFECT payment history and each one of their representatives has been less desirable than the last. You have to pay by debit card and there is a $15 fee, furthermore when I attempted to refinance out of this auto loan they (AFFCU) took a $2515.00 payment from me with my permission and I was charged 75.00 by my other bank. These individuals are ridiculously inept. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. The good thing is eventually that will fall off my credit report, but I will never forget how I was treated by AFFCU. Learn More. Air Force Federal Credit Union membership allows you to take advantage of friendly, full-service financial convenience that lasts a lifetime - whether you change jobs, move away or retire. Anywhere but here, especially for auto loans. Read real Air Force FCU reviews written by Credit Karma members. If you want to open a credit card account, then there will be a credit check. 61 were here. Mind you the Payments are all paid in full! Absolutely the most piss poor organization out there!!!! Today, it is headquartered in San Antonio, TX, and its funds are insured by the National Credit Union Administration. Great Credit Union to do business with! Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. I requested a due date change and it took 21 days and counting still to no avail. Fair winds and Calm Seas to you. Description Introducing the new AFFCU mobile app! I have made many mistakes financially but this auto refinance had to be the worst and Lowest point. members in the armed forces. Air Force Federal Credit Union was established in 1952 by Airmen volunteers as Lackland Federal Credit Union. Information is displayed first and foremost for the benefit of consumers. Air Force Federal Credit Union was chartered on Jan. 1, 1952. Credit Union. I just refinanced my vehicle through "Air Force Federal Credit Union." This business is unclaimed. I had an auto loan with them for a month which cost me several hundred dollars. Anywhere but here, especially for auto loans. Good management overall leadership is strong. Services include but are not limited to: checking accounts, savings accounts, share certificates, mortgage loans, auto loans, consolidation loans, and signature loans. Headquarters. Information on this page is provided 'as is' and solely for informational purposes, not for any other purpose or advice. This credit union never offered GAP coverage or a warranty. 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